karmanj

Fishing and collecting fishing gear.

20K would change my life. I could pay off a couple of pressing debts and be at even again.

Lol that’s funny and and annoying in a good way…

I bought 20 pairs of identical socks.Now every sock matches and makes putting away laundry easier.

Good to hear , King does a good slow burn.I’m just at the “game practice” don’t want to spoil anything but you know where I am.

Fairytale by Stephen King

Sorry ,that was a broad explanation. Using only about 1/3rd of your available credit is a plus.no matter if that’s $100 or $100,000. The other crazy part is the worse your credit is, the more things that require credit costs.So it’s a bad cycle to fall into and helps keep people broke.

Good for you getting your head in a better place.Sometimes what we want the most really is the worse thing for us.

In the U.S. there’s a system that reports all of your financial information to 3 different credit bureaus. When you make an owed payment late ,don’t pay for something, apply for too much credit or just not even use credit your credit score shrinks. By paying bills on time ,having more available unused credit and just doing that overtime makes your score go up.This is a simplified explanation and I’m no expert ,but that’s the basics of it.

Completely for it

Kept scores like it was a video game.

Leaving my wife, She destroyed my credit and finances.In less then 2 years I have fixed both.