Don’t think of anything real

My favorite trick is to think of myself in a movie and play it out. I commonly put myself in Harry Potter. I walk up to the hogwarts castle door…then I just have fun making stuff up and playing it out like a movie in my head. Next thing I know, I’m asleep.

If I get too far, I just pick a different movie and start over

The worst thing you can do while falling asleep is thinking about the real world. The present, past, or future. Nope, don’t think about it.

Clear your mind and jump start a dream

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Imagine it like a car steering wheel.

You’d say turning the wheel to the right turns the car right.

Think of it like this. Like your hand is holding on the top of the steering wheel.

We have had weather modification technology for 20+ years.

First known use in war was in 1967, called Operation Popeye.

Now could the government create a category 5 hurricane? Very farfetched.

You can donate blood in 20 minutes. It takes an hour plus to donate plasma

Am I going to sit in a chair for an hour plus without any compensation? Maybe once or twice here and there. But you can donate plasma at least twice a week.

It requires two donations for a single unit. If you donate once and don’t donate the second, then your first donation is unusable. You have to get them to donate twice.

When I was donating plasma, it paid about $75 for each donation. 50 first, 100 for second. The money is pretty good. $300 a month is a lot for a lot of people.

If you didn’t compensate people for plasma donations, a lot wouldn’t do it. They currently need more people to donate.

Plasma “donation” is a good thing.

I knew a Richard Odar. Pronounced odor

Ticketmaster fees and charges are one thing.

But if someone is willing to pay 400+ dollars for a seat at a concert, Shouldn’t they be able to do that over someone that just wants a cheap seat?

Video games, Movies, Books

It has 3 solid GameCube games

It has 3 soild movies

It has 3 solid books

We administer retirement, disability, survivor, and family benefits, and enroll individuals in Medicare.

Social Security provides retirement income for almost every American worker.

Ssa.gov

An investment fund is a supply of capital belonging to numerous investors, used to collectively purchase securities, while each investor retains ownership and control of their own shares.

Investopedia.com

The only thing not making it an investment fund is that the government forcefully takes the money and you don’t own the money after it is taken.

The average person gets the majority of their retirement income from SS.

Ask the average person what SS is. They will say that it is a retirement fund. What is a retirement fund? An investment fund.

Social insurance, as conceived by President Roosevelt, would address the permanent problem of economic security for the elderly by creating a work-related, contributory system in which workers would provide for their own future economic security through taxes paid while employed.

Ssa.gov

The average person makes 65k

Social security is 12.4%

Medicare is 2.9%

Social Security is 8.19k

Medicare is 1.885k

Average person pays 10k a year to SS and Medicare.

Retirement age is 67

Start work at 18, 49 years of work.

S&P500 has returned an average of 10.64% apr for the last 100 years. 16.5% last 5 years.

30-year morgage is ~7.5%

Let’s just assume the person could put extra money towards their mortgage, gaining 7.5% apr.

10k/12= 833.33 per month

833.33 a month at 7.5% apr for 30 years is 1.02M

833.33 a month at 10% apr for 49 years is 10.41M

Government takes 1-10M from the average American retirement account to give them SS and Medicare.

Let’s say you live until 80. Average life expectancy is ~77.5. Means you have 13 years in retirement.

Average SS payment is 1,864.52 a month. 22,374.24 a year.

13 years of 22,374.24 is 290,865.12.

Average person is losing 750k-9.75M for retirement.

Medicare is a whole other beast but unless you’re going to pay 750k+ on medical expenses in retirement, it’s not going to benefit you.

Even with Medicare you have to pay premiums, deductibles, copayments, and coinsurance. So it’s not like it’s all covered for “free”.

SS is a government ran ponzi scheme. Anyone else doing it would be a crooked investor.

I get that minimum wage is $7.25 and that’s 15k a year. They are paying 2k a year for SS. They will most likely benefit from the system.

But the average American shouldn’t be footing so much of the bill and not seeing any benefits.

It’s crazy

Last lap

Make it your best!

Ridge Racers

Criminal Minds

Low battery noise for Astro headphones

Beeeep.beep.beep beep…beep…beep

Best driver in the world couldn’t drive on icy conditions with summer tires

What you’re saying

Say my mortgage is 1k a month.

I can’t afford 1k, so I let you move in and pay me “rent”

You pay me 1k each month.

After a year, I kick you out and move back in.

Where’d your 12k go?

Bank going to give 12k in cash to you and increase my mortgage by 12k?

Why would someone buy a house so someone else could slowly buy it from them? They would essentially be acting like a bank.

Who keeps up with the house maintenance?

Landlords are unneeded middlemen. A good system doesn’t use them.

Your idea is “rent to own”.

You can rent to own a Playstation that’s 300 dollars for a small monthly price but at the end of the loan you’re going to pay 600 dollars total for the Playstation.

Why am I going to go to Best Buy, buy a Playstation for 300, then let Jimmy down the street play with it while he slowly pays me back my 300?

Why am going to buy a house for 100,000 and let Jimmy rent to own it?

600 a month for 15 years. He’d pay for it.

If I put 100k in the S&P500 for 15 years, I’d have 415k.

Would I rather:

A. Help Jimmy get a house

B. Make ~300k for just sitting

Push for Supreme Court ethics reform, term limits and add amendment to make even the president not above the law.

I always found it interesting that Rolls-Royce had to let vibrations and noise in the back of their cars. Moving in a car without identifiers really trips with the brain.

Dead fish 🐟