It is a universal axiom that any question starting with “Will Trump ever face consequences for…” can be answered with “no”.

If, instead of prison, Trump was faced with a free luxury mansion on a private island and a $1B/yr pension to live out the rest of his years Epstein style, Kamala may have had a chance. As soon as the alternative included a hint of repercussions for his actions, the universe simply could not allow it.

Ideally, you set aside 3 to 6 months worth of your typical monthly spending to cover (some) emergencies and job loss, then invest everything else. 401(k) is still tax advantaged in the same way as an IRA, and you can typically do roth contributions to a 401(k) too. So there are benefits to going above your employer match.

But, you’re right that you don’t want to trap all of your money into a retirement account either. You’ll probably want to make large purchases like a car or house. In that case, you plan out a timeline and invest in less risky things depending on how far out you plan to purchase said thing.

The overall idea of “invest in index funds as much as possible” can be applied generally, but the amount that you contribute and in which types of accounts heavily depends on the individual.

I just wanted to point out that 401(k)s without employer matching are basically just IRAs with high yearly caps because it took me a few years to realize that, and I fancied myself financially literate. It can be a good idea to contribute more, so long as you don’t need the money elsewhere.

As best as you can, max out Roth IRA with an S&P 500 fund like VOO or a targeted date index fund. Also contribute to a 401(k) as much as possible.

The post is saying it’s difficult to discover lemmy without someone telling you about it. It’s not really about searching lemmy.

Lol, I’m not from Germany but I seriously doubt they’d fail you in a driving test because you put the car in neutral before you start it. That’s just ridiculous.

What good does altering Harris’s position do if she doesn’t win?

They don’t ban your account, they ban your switch. If your switch is caught, it won’t be able to use any Nintendo services ever again. But your account would still work on other devices.

In that scenario, how do you get established borders in the first place?

To add to this, also research ETF and mutual fund fees! Sooooo many are more than willing to charge a “small” 1% fee that will cost you thousands of dollars or more. Others are bold and charge even more. Look for fees in the 0.01% - 0.03% range for your trusty index and targeted retirement funds. Some even have 0%, though those harder to come by.

Freeze your credit at all 3 major credit reporting agencies! Do it now, if you haven’t already. And don’t let them trick you into paying money to do it. It is 100% free everywhere.

It takes a few minutes and could save you lots and lots of time and money, since it makes opening new lines of credit in your name near impossible even if they know your SSN.

Groceries cost the same with or without a credit card. The store is paying the card every transaction, not the user. Annual fee cards need more scrutiny and are often not worth it unless you’re playing the travel points game (and what a game it is). No card in existence is worth it unless you pay it off in full every month.

They even have non-cashback/points perks that are worthwhile, like rental car/travel/phone insurance. My family has saved hundreds with free phone insurance from a card. My screen stopped working, and I got a new one for $30 from an authorized repair joint, which otherwise would have cost like $300.

So, yes, cards do give you free money so long as you don’t hold a balance.

And for a free trial, no less! If this isn’t laughed out of the courtroom and dismissed with prejudice, we’re all screwed.

There are services that’ll sell you a brand-new modded oled switch for less than £500. It’s not exactly rare, any switch can be modded and a modchip is better than the OG joycon exploit since modchips are untethered.

I thought the real reason was that RCS was finally kicking off, but Google wasn’t exposing an RCS api to normal apps. Signal never said that was the reason, but it was the only thing that made sense at the time.

And thousands of those are unique visitors!

I like Feeder as a free Android option

But… it’s cybersecurity. What is a “brief visual and non-intrusive room inspection” even looking for? Anonymous masks? Green terminals with scrolling text? People shouting “enhance” and/or “I’m in”?

I had that happen once too, but they unblocked me after I opened a ticket and I haven’t had a problem since. That was maybe 5+ years ago.

I’ll stop speeding when the mfs around here stop building 6 lane roads with a 30mph speed limit.

I know you said you’re biased against it, but TeamViewer is dead easy and completely free for noncommercial use. Sometimes the normie way is the best way, especially when it comes to the tech illiterate. Similarly, Chrome Remote Desktop looks very handholdy. I haven’t used it in many years, so I can’t personally recommend it, but I’ve heard good things.

You could also start a call on your preferred conferencing software, send them a link, and have them share their screen. Downside is you can’t control their computer directly. Zoom has a really cool annotation feature where you can draw on the sharer’s screen and they’re able to see it. I haven’t seen other conferencing software with that feature, but I haven’t looked very hard.