The carbon credit system is designed to make companies responsible for emissions to pay money to companies who are reducing emissions. It’s a financial incentive to produce less emissions AND on the other side, a financial incentive to invest in green tech.

Using your metaphor…if you stopped cheating on your wife you could avoid spending ten grand on wife cheating credits. That’s a financial incentive to stop cheating on your wife. So many people will stop cheating on their wives. Meanwhile, people who were thinking about cheating on their wives could instead collect ten thousand bucks for being faithful. So…many of those people won’t cheat on their wives.

Get it now?

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Why would they be increasing? The insurance company rebuilds the house as it was before, they don’t pay you cash.

By that logic, there is no point in voting.