Perpetually tired mental health counselor, sometimes retro game streamer, comedian, Mensan, coffee connoisseur, bacon lover, chronic pain survivor, nefarious pirate, and generally all-round nice dude…

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Joined 1 year ago
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Cake day: June 23rd, 2023

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  • Gonna leave a bit of advice for any young folks that might see this. Something I wish to god someone had told me when I was 20.

    Start an annuity plan. They’re generally stable, all but guaranteed to accrue money. You can set a percentage of your paycheck to be deposited automatically into the account. If you have the option to do this through your employer, do it, find out if they match the deposit like mine. Put 10% of your paycheck in there. After 10 years, I have $40,000 sitting in a retirement account with a progressive series of bonds set to mature in between now and my retirement age. Those bonds will roll back into shorter term bonds as they mature, and add more value to the account. My projected retirement age is still 72, but at least I know that money is there.

    Also, after 4 years, the account matures and you’re able to borrow against it, like collateral for a loan. So if I wanted to right now, I could take that money and use it as a down payment on a house. I’ll be expected to put it back, but the interest is generally lower than a home owner’s loan.












  • I got to see them here once, with all the city light pollution coming from north of me, all I could see was a faint flickering haze. If I didn’t know what I was seeing, I would have just dismissed it. It all depends on the conditions. The pics my buddy out west sent me last night from his phone were faint, and he said he couldn’t see anything otherwise. His mom a few miles away got much more vivid colors, with visible bands. They’re out in the country though.

    And of course… Now it’s sunny and beautiful, clouds are gone. Another flare fired off this morning and it looks like the storm may keep up through the weekend. Hopefully the weather holds tonight and we get a good show.