There seems to be a common misconception that mortgage interest rates are linked to the BoE rate, which if you’re out of your initial fixed period is somewhat true, however the majority of deals are more influenced by swap rates, such as SONIA. The rate drop had already been priced in over the last month or so, and now with the uncertainty surrounding the US since the election, and the recent budget, rates are starting to creep up again.

Both.

Our midwife from classes before our daughter was born explained it to us that all formula has to meet certain standards and have certain ingredients in it to qualify for sale in the UK, so you can guarantee each brand is providing a recommended amount of nutrition due to this.

We ended up going with Aldi’s formula, and if the other brands brought their prices more in line with that then I don’t see it as a bad thing. Charging through the nose for something that babies NEED if they aren’t being breast fed is absolutely abhorrent.

He is serious, and don’t call him Shirley.

Wouldn’t mind a direct game gift on steam! Been playing a few games my wife owns, mostly Power Wash Simulator, but would be good to be able to play when she’s using her library!

In the UK, you can get your provisional licence (learners permit) when you’re 17. You need to take a theory (written) test and a practical test, and most choose to go through a driving school but you -can- just be taught by your parents or other adults over 21.

Generally speaking though it’s better to go through the instructors as they’ll teach you what you need in order to pass the practical test, which is apparently one of the strictest in the world.

After you’ve passed the real learning starts, as if you drove like you have to for the test you’re in for a bad time.

Careful, Cameron may get ideas.

You underestimate the laziness factor.

I’m a mortgage adviser, and the amount of people who don’t update their address with their bank or on their driving licence astounds me, some for years.

We have a client who still has their maiden name on their bank statements - they got married over 10 years ago.

Different then exiting a window I suppose

11.5 years here, and was using Narwhal to access on mobile.

Whilst Narwhal seems to have worked out a deal with Reddit to keep going, albeit having to charge in the near future, after all the bad blood caused by everything going on and the uncertainty of whether or not some apps would continue I’ve had enough.

As many have said, the community here seems tight-knit and feels like they really care about things which isn’t something I’ve seen on Reddit for a long time.

Long live Lemmy!