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Joined 1 year ago
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Cake day: June 30th, 2023

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  • I don’t get how you don’t get it. I mean that with no animosity of any kind. I’m genuinely curious when people talk about buying a house like it’s a common sense option.

    As a millennial in my early 30’s, the only people I know my age that own a house are people with parents that essentially handed them a fully built life when they came of age. As in, paid for college, bought their first (or first few) cars, floated them after college, paid for their weddings, then paid half or the full deposit on their “starter” home. And that’s not a specific person I have in mind. That’s every friend I have who owns a house. Their parents had that kind of money. Every other person I know that doesn’t have rich parents (I’m in this camp) is working themselves to the bone just to scrape by. After 16 years in the workforce, 14 of those years being in a highly niche (but terribly paid) tech role, I can barely afford to keep a car running doing all of the work myself, let alone scrape together an extra $200 to get a secured card so I can finally start building credit. My pay checks are already consumed by the time they hit my account, and there’s a seemingly endless backlog of debt from decades of poverty. My parents are finally at a point were they can help their kids at times, but it’s in small amounts and they can only help one or two of us at a time. But, they’re boomers who might never retire, so even taking small loans from them feels bad. It’s an incredibly disparaging state of existence. I’m leaving out a lot of details for the sake of not writing a novel, but, I’m not financially illiterate, and I’m not giving up. I’ve just accepted the bleakness of my reality while I slowly grind myself (hopefully) out of it over the next 2 to 3 decades.

    I’m not trying to whine, or point out your privilege. What I’m saying is; this is my reality. One in which the concept of “extra money” you can put aside for smart investments is a nice delusion to entertain. The fact that people like you are out there wondering why someone our age wouldn’t buy a house boggles my mind, but also shows a very stark contrast in the lives of working/povery-class people and middle class and up. That is a huge problem.

    But that’s just my perspective. As I said, I’m genuinely curious to hear yours. How are you in a position where buying a house is the obvious option when statistics show that is very much not the case for most people under 40?

    Edit: spelling.








  • I think you hang out with losers that derive their sense of self-worth from their personal (or mommy and daddy’s) spending power. Maybe instead of extrapolating big picture conclusions from your anecdotal evidence, you should expand your horizons, get out there, and experience more life.

    Also, saying “this generation” on the internet is a bit like saying “look over there” without pointing in a direction… We can infer that you’re talking about one of the younger three generations, but without context, your whole argument is muddied and pointless. It’s pedantic, I know, but if you’re gonna dole out criticisms on a whole generation universally, it’s only fair you get some in return.







  • Most millennial’s don’t remember anything else either. What we had were parents that still believed in the “American dream” but weren’t living it themselves and a generation before us that saw the writing on the wall, but eventually checked out of the fight. Now Gen Z and A have a generation to look to that is still fighting, but has lost steam because we’re too bogged down with surviving while raising kids or working ourselves to death. We’re exhausted, and on our last leg, so we’re all pretty much counting on the younger generations (who have less to risk/lose) to pickup that torch. Thankfully, younger generations are realizing that voting only gets us so far, and mass civil disobedience is a far more affective strategy for real systemic change.

    I’m super impressed with our young people and I’m with y’all 100% of the way!




  • I’m not sure where you’re getting that. Maybe you don’t understand the point I’ve been trying to get across. I’m not saying it’s hard for me, I’m saying it’s impossible (and extremely impractical) due to current circumstances in my life. Allow me to spell it out for you further, since you still can’t seem to find footing to step down from your high horse:

    I am in the middle of working towards obtaining a diagnosis on a potentially life-threatening/life-altering condition. If I were to move to another state right now, I would have to find new insurance, which I cannot currently afford, then restart the whole diagnostic process with a new doctor, which would be more money I don’t have and would waste all of the time and money I’ve already put in with the current doctor.

    I’m poor because, even though I make a modest, yet relatively decent living these days, I’m still financially recovering from over a decade of making around $20k/year while living in a major city. This is an extremely difficult thing to do. Most of that time was spent working 60 - 80 hour weeks to the point that I had no social life or energy for anything outside of doing some basic hygiene, eating the one meal a day that I could afford, sleeping, and waking up the next day to do it all again. I didn’t have parents that could subsidize the beginning phase of my life. I had to build it all myself and, since you don’t seem to understand this, it is far more expensive to be poor in the US than it is to be middle/upper class.

    All of this has molded me into a very resourceful and self-reliant person, which gives me the ability to get by on very little. Yet, I’m still struggling to reach something akin to financial stability because of the greed and entitlement of people who have wealth in this country, and the resulting defunct systems we live with. I am doing everything within my power, including taking online courses I may not be able to afford, to slog through it all and maybe improve my situation in the future. I’m very fortunate that I’m making some progress and don’t have kids to finance. It could always be worse.

    Further, I’m an independent contractor and I’m currently in contracts with two different companies that require me to live nearby. I could break these contracts, but that wouldn’t serve me in terms of the longevity/health of my career. Nor would that reflect on the kind of man I try to be.

    Even further, I just started a two year lease that I was very fortunate to get with my shitty/lack of credit. I’m not going to break that.

    Should I keep going?

    Here’s another point for your dense mind to mull over: What does it cost you to try to understand any of this? Is your worldview so narrow, so fragile, that you can’t accept a reality that a stranger is telling you they’re living? Think on that. What ever conclusion you come to, what does that mean for your worldview? You’re essentially telling me that I don’t know how to live well with my circumstances, that you know better, despite your clear lack of understanding of many of the hardships people face. This tells me you haven’t lived through many hardships in your life. You’re pretending to be the arbiter of truth on a subject you’re simply not qualified to have an opinion on. If truth matters to you at all, you need to be able to examine your understanding of things, in entirety, and find the gaps in your knowledge on the subject. That will never be possible as long as you are coming to conclusions without ever attempting to understand the subject matter along the way. That’s willful ignorance. And your arrogance in conveying that ignorance is extremely off-putting to the people you try to talk down to, who have actually lived through the things you feel you understand better than them. Fuck off with all of that. Be better.