I can’t believe that track is 22 years old already.

The movie was 27 years ago.

Bro, what did Millenials ever do to you to deserve such violence?

Dear lord, no. That is not at all true. I am 51 and when I was a kid, the wreck of the Titanic hadn’t been found yet. People were still fascinated. I remeber watching a movie called Raise The Titanic, which in turn was based on a best selling book. Why do you think James Cameron was obsessed with the Titanic?

You fully missed the point. If you read comments around credit cards you’ll see that most people don’t understand the impact of credit cards on their ability to borrow. Yes, if you do not need five cards or $25,000 credit limit (or both), then you should absolutely start closing cards and reducing limits. People don’t understand that. They go buy a car and the loan rate is through the roof. They think that is how it is and never imagine that the rate might have been triggered by the three unused credit cards.

IMHO, you should always have one credit card with a limit just slightly higher than your monthly burn rate. You should use it instead of debit cards, and you should pay it off in full, automatically, every month well before it is due. Only one credit card. Again, just my opinion.

Music and graphic art software is the only advantage I can find for MacOS over Linux at this point. I love the Apple silicon but I don’t see that being a long term advantage.

I’m pretty sure Biden didn’t beat Medicare.

Biden pulled a Ruth Bader Ginsburg. Instead of declaring that he would not run for reelection early on, we now find ourselves in a situation where the end of American democracy is not only possible but probable.

EDIT: Downvote away but if you think a Trump win isn’t the end of American democracy, then you are delusional.

https://www.youtube.com/watch?v=89FG7ZVzvks

You can only decrease what you owe on a loan but a credit card is an open line of credit that you can max out at any time. Because of this, the entire credit line counts against you when evaluating your debt. If you have any questions, ask your local bank manager or financial advisor.

EDIT: By the way, most people also believe that only the outstanding balance is counted.

If you have a credit card with a $25,000 limit, that limit counts against your total even if you are not using it. For example, if it is determined that you can sustain mortgage debt of a maximum of $400,000 at current interest rates, you will not qualify for that amount because you also have an open credit card with an available balance of $25,000 at a significantly higher interest rate.

EDIT: You can only decrease what you owe on a loan but a credit card is an open line of credit that you can max out at any time. Because of this, the entire credit line counts against you when evaluating your debt.

Dear young men. Get a vasectomy. You don’t want to raise children in a doomed future, plus it might do wonders to your dating profile.

We had to take that class on our senior year many, many, many moons ago. Back then they taught us that having a credit card was good though. LOL!

Doctor gave me Focalin and one of my coworkers asked me for one. He was climbing walls while I quietly and calmly troubleshot an incident and wrote my after action report while listening to Styrofoam.

This is similar to when contracts go “up for bid” but they are really just going through the motions in order to appease regulators or investors. We stopped bidding on stuff years ago because of this.

As always, all it takes is one egotistical jackass (Laura Chambers in this case) to sink a ship.

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The reason the problem I am talking about exists is because it is terribly boring and mundane. It is also 100% a cost center, meaning that it provides only cost and no possibility of profit. Things that explode or can explode are very high profile and people notice them. Mundane problems go unchecked until after the shit has hit the fan and politicians are looking for a scapegoat.

I deal with information security. Initially when I type that people instantly think “hackers”. True, information security does deal with a lot of “keep out the baddies”, but more than that we also make sure that data reaches its intended destination when it is supposed to reach its intended destination. For example, you might want your fire suppression system to trigger as soon as a fire is ignited and not after everyone in the building is burned alive or dead from smoke inhalation.

Right now I have a situation where everything is working well but I know that if something happens to this one thing, a very mundane system is going to collapse and literally nobody can fix it adequately. For the past five years we have done everything within our power to add redundancy but as I mentioned before, this is a mundane cost center. Nobody wants to spend money to fix something that works. So, when the thing no longer works, service will be tremendously degraded, people will figure out that it cannot be fixed, and the search for a replacement will begin. Eventually they will succeed but in the meantime things are going to suck and some people might die.

“Greed is good” – Gordon Geko

" Greed is self-defeating " – JoMiran

That would be the sane assumption, yes.

Any recommendations for “normal” hair?

Hopefully never. I am trying to solve the problem by relieving this single point of failure, but I am not having any luck.

Worst case scenario: let’s say that what I fear happens tomorrow. Given what I have seen so far, some people (regional) will notice system degradation within a week, and nationwide within one or two months. Time to find a work around is about a year, but that could be me just applying hopeful thinking to cope. I have not idea how long a permanent fix would take.

There are more than 2 people that know that Texas’s power grid is a teetering disaster waiting for the right event to crumble and break in unfixable fashion

OP asked for a secret. The Texas grid sucking is not a secret.